Lenders | Verify Income Data + Reduce Fraud | Pinwheel
Products that decrease risk and increase repayment rates
Speed up the loan application process
Improve repayments by connecting to the direct deposit
Make more informed lending decisions
Use data for credit decisioning
Safely tap into new customer segments
We provide more than just data
Unlike other income and employment data providers, Pinwheel does the heavy lifting to help our clients make sense of their customers’ data. Spend less time interpreting data and more time serving your customers.
Underwrite loans
Pinwheel Earnings Stream breaks down customers’ income data into categories that span historical cash flows, earnings in the current pay period, and projections of future earnings. Prevent loan delinquencies and defaults by monitoring the accrued earnings we update in real time.
Implement an efficient loan application process
Quickly assess applicants’ income and employment with Pinwheel Verify. Remove the burden from applicants to manually upload proof of income and employment documents.
Launch new features and services quickly with Pinwheel Link
Pinwheel Link is our platform interface which enables end users to search for their employers and payroll providers.
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Many interfaces, one Pinwheel, fully customizable.
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3X industry average coverage
99.9% uptime
First CRA in the industry
Ready to discover what Pinwheel can do for you?
Get in touch to explore Pinwheel’s solutions across direct deposit switching, income and employment verification, earned wage access, and more.