Primacy Day 1

Capture customers' deposits and bills during onboarding with the Switch Kit.

Try the Switch Kit demo

Transform Account Activation Rates

• 30% more deposit switches than any other provider
• 80% more accurate auto-detection of recurring bills
• 50% of recurring bills identified switched within 45 days

Dee Choubey, CEO & Co-Founder, MoneyLion
By integrating with Pinwheel, we are ensuring our users have the best possible experience when managing their direct deposits and finances.

Industry Leading Conversion

Pinwheel delivers 30% more switches than any other provider with our conversion-optimized solution waterfall.

Bill Switch

Help customers cut ties with their legacy bank with in-app ACH and credit card bill switching.

• Detect bills instantly: Present a consolidated view of customers’ recurring bills with 80% more accuracy than competitive services.
• Instantly swap ACH payments: Capture customers’ largest and most important bills at account opening — ensuring early share of wallet.
• Easily switch card-on-file: Delight customers with 1-click switching for the 100+ most common merchants and guided switching for 150K+ more.

FAQs: Pinwheel Switch Kit

What is the Pinwheel Switch Kit?

The Pinwheel Switch Kit is an integrated account activation solution that combines Pinwheel Deposit Switch and Pinwheel Bill Switch into a unified onboarding experience.

What Problem Does the Switch Kit Solve?

The Switch Kit solves the 'dormant account' problem by addressing the two biggest barriers to full account activation: 1. moving direct deposit and 2. transferring recurring bills.

What Are the Key Performance Metrics for the Switch Kit?

• 30% more deposit switches delivered than any other provider
• 80% more accurate auto-detection of recurring bills
• 40% of recurring bills identified are switched within the first 45 days

Who Are the Target Customers for the Pinwheel Switch Kit?

The Switch Kit is designed for financial institutions of all sizes, including community banks, regional banks, and fintechs such as Robinhood and MoneyLion.

How Long Does It Take to Implement the Switch Kit?

Implementations typically take approximately 30 days from contract signing to live deployment.

What Is the Relationship Between the Switch Kit and Banking Primacy?

The Switch Kit aims to achieve banking primacy by capturing both direct deposit and recurring bills during account onboarding, establishing financial behaviors associated with primary banking status.

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