Subscription Management API for Banks, Credit Unions, Fintechs
Subscriptionmagic in your bank app
Turbocharge engagement with market-leading money saving features your customers need.
Customers are demanding subscription management from their banks
75%
of consumers want in-app subscription management from their banking provider
$600
is the average amount wasted annually on unused subscriptions
50%
of Millennials & Gen Zs would switch banks to get subscription management
Cutting-edge subscription management
Lead the pack with a digital experience that helps customers track, manage, and cancel subscriptions.
[Detect bills with the best-in-class algorithm
Present a consolidated view of customers’ recurring bills with 80% more accuracy than competitive services.](/content/products/subscription-management-api#w-tabs-0-data-w-pane-0/index.html)
[Switch bills fast
Help customers cut ties with their legacy bank with 1 click ACH payment and card-on-file switching.](/content/products/subscription-management-api#w-tabs-0-data-w-pane-1/index.html)
[Cancel unwanted bills with 1-click
Support customers with 1-click cancellation for the 100+ most common merchants, and guided cancellations for 1K+ more.](/content/products/subscription-management-api#w-tabs-0-data-w-pane-4/index.html)
[Intelligent bill notifications
Proactive alerts notify account holders of bill changes, due dates, and low balances before payments are impacted.](/content/products/subscription-management-api#w-tabs-0-data-w-pane-5/index.html)
Bill Manager customers have seen an average of:
$1.3K
autodetected monthly recurring bills
7
bills switched in the first 45 days
$240
saved per user, per year
The industry's only holistic bill management solution:
Instant detection of recurring payments
Frictionless switching for bills paid both through card and ACH
Visibility into upcoming payment due dates to avoid account overdraft
Ongoing management of existing and new recurring payments over time
Save customers money while you make more
Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.
Generate new revenue
Pair Bill Manager with a premium checking product to achieve market-leading upgrade rates.
Increase customer engagement
Grow your relationship by bringing your customers back to your banking app more frequently.
Improve cross sell opportunities
Our dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.
Reduce churn and prevent deposit flight
Leverage our external transaction data to reduce the risk of a competitor selling your customers a financial product that meets their evolving needs.
Market leading coverage
100
Direct merchant integrations for 1-click switching and cancellation services
80 %
Better accuracy vs. comparable solutions
150,000
Merchants autodetected and monitored
Security at Pinwheel
Pinwheel's security program meets or exceeds industry standards. With multiple controls in place, we ensure your personal information remains safe. Plus, we're the only API provider with a Chief Information Security Officer (CISO).
Primacy in personal banking: A moving target
Learn about changes to consumer behavior that have affected financial institutions' ability to achieve and defend primacy.
Getting started is easy
Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.